No one likes thinking about life insurance, but purchasing a policy means your loved ones will not find themselves in a difficult financial situation if you were to die unexpectedly. A life insurance policy will provide you with peace of mind in case you’re diagnosed with a terminal or debilitating illness. With some types of…
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Wondering what the deal is with all of these Facebook posts that you see mentioning “new state regulated benefits” that make it sound like there is some new death benefit that is new and potentially free. Sadly,
To begin with, you need to understand that life insurance falls into two very broad categories: Whole and term. The basic difference between term and whole life insurance is this: A term policy is life coverage only. In whole life insurance policy, as long as one continues to pay the premiums, the policy does not…
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Telehealth has grown almost sevenfold since COVID-19 began to spread. While virtual doctor visits and remote monitoring devices could make medical care more convenient and accessible for any patient, seniors may have the most to gain. In March 2020, Medicare temporarily expanded coverage of telehealth services for most beneficiaries for office visits, preventive health screenings,…
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With health care costs rising, it’s natural that more people want to lower their medical spending. According to Consumer Reports, only 31% of Americans try to negotiate the price of medical bills, but those who do usually succeed in saving big money. These are some methods that will help. Understanding Medical Charges and DiscountsBecome familiar…
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Medicare is complicated. This is the major criticism against it. Many Medicare mistakes occur on a regular basis. Avoiding these mistakes ensures that you’ll have far fewer challenges in getting the care you require. If you haven’t enrolled in Medicare yet, you’ll be well ahead of the game by keeping these mistakes in mind. Prevention…
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What is Universal Life Insurance? “Universal” is the term used for life insurance that offers built in flexibility to change your premiums and the amount of life insurance you carry throughout the life of the policy. A universal life insurance policy will accumulate value as the premiums are placed in an interest building account. If…
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